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  Extra Card
Extra Card
in Prepaid Debit Cards from Extra
Claimed

Extra Card

Claimed
in Prepaid Debit Cards from Extra
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
2 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Card Reload Fee $0
Monthly Maintenance Fee $20 - $25
(Verified 12/08/2023)
Signature Purchase Transaction Fee N/A
PIN Purchase Transaction Fee N/A

Extra Card Review

The Extra Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Extra Card Pros & Cons

The Good The Bad
  • Extra Card does not require a credit check.
  • Doesn't charge a fee for closing your account
  • No PIN purchase transaction fee
  • No signature purchase transaction fee
  • Build your credit.
  • Earn points everywhere.
  • No credit check.
  • Charges a monthly maintenance fee of up to $25.
  • No ATM access.

Extra Card FAQ

Who issues Extra Card?

Extra Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC).

What fees does Extra Card charge?

Extra Card charges a monthly fee of up to $25.

Extra Card Prepaid Card Fees
Description
Activation Fee $0
Card Reload Fee $0

How Much Does Extra Card Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $25.

Extra Card does not charge a fee for reloading your card.

Does Extra Card charge an activation fee?

Extra Card does not charge an activation fee.

What is daily direct deposit limit for Extra Card?

Extra Card does not support direct deposits.

What is the Card Replacement Fee for Extra Card?

It looks like Extra Card does not charge a card replacement fee.

What is the Maximum Balance for Extra Card?

It looks like Extra Card has not set a maximum balance.

How to apply for Extra Card

  • Visit the Extra website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
Extra Card Disclosure: The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Loans provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Extra Card

Today, there are over 100 million Americans who don’t want, or can’t get a credit card. Yet there are very few alternatives for establishing credit other than with a risky Credit Card. Extra’s mission is to make credit building safer and more accessible for everyone with the first debit card that builds credit history and earns reward points.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Extra Card

View Extra Profile

Feature Breakdown

Free Customer Service
Monthly Maintenance Fee $20 - $25
(Verified 12/08/2023)
Credit Score Range 300 - 850
Account Features
  • No ATM Access
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Does not support direct deposits
Activation Fee $0
Card Reload Fee $0

Extra Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.