BECU Personal Line of Credit

BECU Personal Line of Credit Review

BECU Personal Line of Credit is offered through Boeing Employees Credit Union (BECU) savings accounts, a credit union founded in 1988 and based in Tukwila, WA. BECU line of credit are available in 1 state across the USA.

BECU line of credit FAQ

What APRs does BECU Personal Line of Credit offer?

BECU Personal Line of Credit offers a variable APR product that ranges from 10.40% APR up to 17.90% APR.

Does BECU line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the BECU line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the BECU Personal Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does BECU Personal Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee of up to $25 , which is triggered if you're 10 days late.

BECU Personal Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	Starting at $25
Statement Balance Fee	No

What do you need to qualify for BECU Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for BECU Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BECU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. BECU Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via BECU Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BECU Personal Line of Credit.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking account
• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit
• Proof of residence

Does BECU Personal Line of Credit report your account activity to credit bureaus?

Yes, BECU Personal Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Boeing Employees Credit Union (BECU) a legit company?

Boeing Employees Credit Union (BECU) was founded in 1988, it is a well-established company that has been in business for 35 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for BECU line of credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.