Northeast Credit Union Preferred VISA® Credit Card

Northeast Credit Union Preferred VISA® Credit Card Review

This is a card issued by Northeast Credit Union. If you're wondering whether Northeast Credit Union Preferred VISA® Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Northeast Credit Union Preferred VISA® Credit Card has a variable purchase APR of 8.99%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Northeast Credit Union Preferred VISA® Credit Card

Northeast Credit Union Preferred VISA® Credit Card FAQ

Does Northeast Credit Union Preferred VISA® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Northeast Credit Union Preferred VISA® Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Northeast Credit Union Preferred VISA® Credit Card?

Northeast Credit Union Preferred VISA® Credit Card has a variable purchase APR of 8.99%. The card has a variable balance transfer APR of 8.99% . It also has a variable cash advance APR of 8.99% .

What are the fees for Northeast Credit Union Preferred VISA® Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Northeast Credit Union Preferred VISA® Credit Card report your account activity to credit bureaus?

Yes, Northeast Credit Union Preferred VISA® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Northeast Credit Union Preferred VISA® Credit Card

• Visit the Northeast Credit Union Preferred VISA® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.