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  National Bank of Arizona Amazing Rewards Visa Credit Card
National Bank of Arizona Amazing Rewards Visa Credit Card Unaffiliated

National Bank of Arizona Amazing Rewards Visa Credit Card

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Highlights
Purchase APR  (Variable APR) 9.24% - 19.24%
(Verified 12/08/2023)
Balance Transfer APR  (Variable APR) 9.24% - 19.24%
(Verified 12/08/2023)
Credit Score Range 650 - 850
Annual Fee $0

National Bank of Arizona Amazing Rewards Visa Credit Card Review

This is a rewards card issued by National Bank of Arizona. If you're wondering whether National Bank of Arizona Amazing Rewards Visa Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. National Bank of Arizona Amazing Rewards Visa Credit Card has a variable purchase APR that ranges from 9.24% up to 19.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. National Bank of Arizona Amazing Rewards Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of National Bank of Arizona Amazing Rewards Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Offers Auto Rental Collision Damage Waiver.
  • Access to a concierge.
  • Travel accident insurance.
  • Cardholders can earn rewards on purchases everywhere National Bank of Arizona Amazing Rewards Visa Credit Card is accepted.
  • National Bank of Arizona Amazing Rewards Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee

National Bank of Arizona Amazing Rewards Visa Credit Card FAQ

Does National Bank of Arizona Amazing Rewards Visa Credit Card have a cash back or rewards program?

National Bank of Arizona Amazing Rewards Visa Credit Card is a rewards card.

National Bank of Arizona Amazing Rewards Visa Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does National Bank of Arizona Amazing Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does National Bank of Arizona Amazing Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the National Bank of Arizona Amazing Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for National Bank of Arizona Amazing Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

National Bank of Arizona Amazing Rewards Visa Credit Card has a variable purchase APR that ranges from 9.24% up to 19.24%. The card has a variable balance transfer APR that ranges from 9.24% up to 19.24%. It also has a variable cash advance APR that ranges from 20.24% up to 22.24%.

Does National Bank of Arizona Amazing Rewards Visa Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

National Bank of Arizona Amazing Rewards Visa Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.24% - 19.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Does National Bank of Arizona Amazing Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for National Bank of Arizona Amazing Rewards Visa Credit Card?

The following fees apply:

National Bank of Arizona Amazing Rewards Visa Credit Card Fees
Description
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee?
Annual Fee $0
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does National Bank of Arizona Amazing Rewards Visa Credit Card have a foreign transaction fee?

National Bank of Arizona Amazing Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for National Bank of Arizona Amazing Rewards Visa Credit Card?

The National Bank of Arizona Amazing Rewards Visa Credit Card customer service number is (520) 571-1500.

What is the support contact email for National Bank of Arizona Amazing Rewards Visa Credit Card?

The support contact email for National Bank of Arizona Amazing Rewards Visa Credit Card is interactive@nbarizona.com.

What is the National Bank of Arizona Amazing Rewards Visa Credit Card login page?

You can access the National Bank of Arizona Amazing Rewards Visa Credit Card login page here.

How do people rate the customer service and user experience of National Bank of Arizona Amazing Rewards Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does National Bank of Arizona Amazing Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, National Bank of Arizona Amazing Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for National Bank of Arizona Amazing Rewards Visa Credit Card

  • Visit the National Bank of Arizona Amazing Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by National Bank of Arizona

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Availability

  Available in 1 state
Arizona
Availabile in all of Arizona

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Concierge
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 20.24% - 22.24%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 9.24% - 19.24%
(Verified 12/08/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 9.24% - 19.24%
(Verified 12/08/2023)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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