Members First CU Visa (Without Annual Fee)

Members First CU Visa (Without Annual Fee) Review

This is a rewards card issued by Members First Credit Union of Florida. If you're wondering whether Members First CU Visa (Without Annual Fee) is the right card for you, read on.

Key Takeaways

• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Members First CU Visa (Without Annual Fee)

Members First CU Visa (Without Annual Fee) FAQ

Does Members First CU Visa (Without Annual Fee) have a cash back or rewards program?

Members First CU Visa (Without Annual Fee) is a rewards card.

What are the relevant APRs for Members First CU Visa (Without Annual Fee)?

Members First CU Visa (Without Annual Fee) has a fixed purchase APR starting at 12.9% . The card has a fixed balance transfer APR starting at 12.9% . It also has a fixed cash advance APR starting at 12.9% .

What are the fees for Members First CU Visa (Without Annual Fee)?

The following fees apply:

• An overlimit fee of $10.

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Members First CU Visa (Without Annual Fee) report your account activity to credit bureaus?

Yes, Members First CU Visa (Without Annual Fee) reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First CU Visa (Without Annual Fee)

• Visit the Members First CU Visa (Without Annual Fee) website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.