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  First City CU Checking Accounts
First City CU Checking Accounts
in Checking Accounts from First City Credit Union · Insured by NCUA
Unaffiliated

First City CU Checking Accounts

Unaffiliated
in Checking Accounts from First City Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 0.03%
(Verified 12/09/2023)
Monthly Maintenance Fee $0 - $7.50
(Verified 12/08/2023)
Minimum Balance to Avoid Monthly Fee Starting at $500

First City CU Checking Accounts Review

First City CU Checking Accounts is offered by first city credit union, a credit union founded in 1937 and based in Altadena, CA. first city checking accounts is available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $7.50, but the fee is waived if you keep a minimum balance of $500.
  • Small minimum initial deposit. You only need $10 to open an account.
  • No ATM fees. First City CU Checking Accounts does not charge fees on ATM transactions.

first city checking accounts Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.

first city checking accounts FAQ

Are checking accounts from first city credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does first city checking accounts offer?

first city checking accounts is not an interest bearing account.

What are the account minimums for first city checking accounts?

first city checking accounts requires a minimum initial deposit of $10 to open an account.

First City CU Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $1,000

What fees does first city checking accounts charge?

The good news is that this account does not have a monthly Service Charge.

First City CU Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $7.50
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25

What features and perks does first city checking accounts offer?

This account includes the following features:

What is the customer support email for first city checking accounts?

The customer support email for first city checking accounts is infocenter@firstcitycu.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm

Other Services by First City Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Opening Deposit Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $1,000
Monthly Maintenance Fee $0 - $7.50
(Verified 12/08/2023)
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.03%
(Verified 12/09/2023)

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