U.S. Bank Triple Cash Rewards Visa® Business Card
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| Purchase APR (Variable APR) |
16.24% - 25.24% (Verified 12/08/2023) |
| Balance Transfer APR (Variable APR) |
16.24% - 25.24% (Verified 12/08/2023) |
| Annual Fee | $0 |
| Credit Score Range | Starting at 670 |
U.S. Bank Triple Cash Rewards Visa® Business Card Review
This is a cashback card issued by U.S. Bank. If you're wondering whether US Bank Triple Cash Rewards Visa is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- Competitive APRs. U.S. Bank Triple Cash Rewards Visa® Business Card has a variable purchase APR that ranges from 16.24% up to 25.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of US Bank Triple Cash Rewards Visa
| The Good | The Bad |
|---|---|
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 16.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 25.24%.
It also has a variable cash advance APR of 28.24%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% This business card does not offer an introductory rate on new purchases.
| Purchase APR | 16.24% - 25.24% |
| Balance Transfer APR | 16.24% - 25.24% |
| Cash Advance APR | 28.24% |
| Penalty APR | 29.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $40.
- A returned payment fee of up to $40.
- An overlimit fee of $40.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does it offer a cash back or rewards program?
Yes, US Bank Triple Cash Rewards Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
What is the customer service phone number?
The customer service number for this business card is (800) 872-2657.
What is the support contact email?
The support contact email for this business credit card is customer.support@usbank.com.
How to apply?
- Visit the U.S. Bank Triple Cash Rewards Visa® Business Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
Other Business Credit Cards by U.S. Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | 5% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | Up to $40 |
| Minimum Cash Advance Fee ($) | $10 |
| Minimum Interest Charge | $1 |
| No Annual Fee | |
| Over-Limit Fee | $40 |
| Returned Payment Fee | Up to $40 |
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