GM Business Card™
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| Purchase APR (Variable APR) |
19.24% - 29.24% (Verified 12/08/2023) |
| Balance Transfer APR (Variable APR) |
N/A (Verified 08/07/2023) |
| Annual Fee | $0 |
| Credit Score Range | N/A |
GM Business Card™ Review
This is a cashback card issued by Goldman Sachs Bank USA. If you're wondering whether GM Business Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of up to $750.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.24% up to 29.24%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Annual fee waived the first year. GM Business Card™ gives you the chance to have the card for a year without paying the $0 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of GM Business Card
| The Good | The Bad |
|---|---|
|
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 19.24% up to 29.24%.
It also has a variable cash advance APR of 29.24%.
Does it have an introductory APR offer?
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 19.24% - 29.24% |
| Cash Advance APR | 29.24% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $40.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Late Payment Fee | up to $40 |
Does it offer a cash back or rewards program?
Yes, GM Business Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
Does it have a sign up bonus?
Yes, it offers card users a signup bonus worth up to $750.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Free Credit Score
What is the customer service phone number?
The customer service number for this business card is (855) 730-7283.
How to apply?
- Visit the GM Business Card™ website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
200 West Street
New York, NY USA - (855) 730-7283
- Visit Site
Other Services by Goldman Sachs Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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